Bariatric Surgery Payment Options/ Financing

Insurance

At Arch Bariatrics in St Louis we accept most major health insurance plans. Health insurance coverage is subject to the corresponding health insurance policy documents as well as deductibles, copay and coinsurance.

Free insurance check

Contact us for a no- obligation free insurance benefits check to find out if your insurance covers weight loss procedures. With your permission, our experienced personnel can contact your insurance company and provide you information regarding their requirements for bariatric surgery coverage so you can make an informed decision.

Medical Spending Accounts

You can pay for your bariatric surgery with Flexible Spending Accounts (FSA) and Healthcare Spending Accounts (HSA). If you participate in an employer sponsored FSA or HSA, this is a good opportunity to invest your pre-tax dollars to build your health. Consult your spending accounts administrator to see if you qualify.

Payment Options Help bariatric surgery

Self-Pay Options

Although insurance companies are increasingly recognizing the value and importance of metabolic surgery such as gastric sleeve surgery, going through health insurance—even for those who have it—may not always be the right approach. The fact is, your plan may have a significant deductible or may place drastic limitations or conditions on your provider and/or treatment plan. 

At Arch Bariatrics in St. Louis we have developed an affordable and effective self-pay option for patients in St Louis, MO as well as from around the country:

Our self-pay option for bariatric surgery is as follows:

Gastric Sleeve Self Pay:

$11,111 Special Self-Pay Pricing. *$231/ month

We have special self-pay pricing for Gastric Sleeve/vertical sleeve gastrectomy procedure that is available for patients who don’t have insurance coverage for weight loss surgery, as well as patients who would prefer to self-pay to avoid the obstacles and waiting periods frequently associated with insurance.

At Arch Bariatrics in St. Louis we have made every effort to keep the costs low while maintaining a comprehensive and inclusive treatment program for you.

Our special self-pay price of $11,111 for sleeve gastrectomy includes*:

     * Standard Pre- operative Testing

     * Facility/Center Fee

     * Surgeon Fee

     * Surgical Assistant Fee

     * Anesthesiologist Fee

     * One night Hospital stay

 *Additional  fees may apply depending upon medical condition and needs.

*Payments are an estimate for patients who qualify for a 8.99% interest rate over a term of 5 years (60 months) through an independent third party lender.

Gastric Balloon (Orbera®) Self Pay

$6,250 Gastric Balloon Special Self-Pay Pricing *$156/month

We have special self-pay pricing for Gastric balloon procedures. The gastric balloon is not covered by any medical insurance and at the present time self-pay is the only available option for the gastric balloon procedure. Our self-pay option for gastric balloon includes:

     * Standard Preoperative Testing

     * Facility/Center Fee for balloon insertion and removal.

     * Surgeon Fee for balloon insertion and removal.

     * Anesthesiologist Fee for balloon insertion and removal.

     * Diet Consultation and follow up for 12 months after balloon insertion.

*Additional  fees may apply depending upon medical condition and needs.

*Payments are an estimate for patients who qualify for a 8.99% interest rate over a term of 5 years (60 months) through an independent third party lender.

Cash Pay options and Financing

Many patients choose to pay by check, cash or by using one of their credit cards. Any of these methods is welcome at Arch Bariatrics.

In addition, at Arch Bariatrics in St Louis we work with the following financial institutions who cover bariatric surgery for our patients:

Care Credit

United Medical Credit

Prosper Health Lending

Prosper offers long term loans for healthcare costs.

Don’t see your financial institution here? Call us to see if we will accept it.

Tax Benefits

In many cases, depending on your personal finances, payments for weight loss procedures may be tax deductible. Talk to your personal financial advisor or CPA for details. More information on tax deductions for Weight Loss Surgery can be found on the IRS website.